In group life insurance plans, who contributes to the premium?

• A. The insurer
• B. The employee only
• C. Both the employee and the employer
• D. The employer only

Answer: (C)

In a group life insurance setup, the funding for premiums typically comes from both sides: the employer and the employees. The employer often covers a portion as a benefit, while employees may contribute through payroll deductions for the coverage they elect. This shared funding is common in contributory group plans, though some plans may be noncontributory (employer pays all) or employee-paid (rare). So the best answer reflects that both the employee and the employer contribute to the premium.